Independent Mortgage Market is independent unencumbered by the pressures of placing mortgages business with just one or a handful of lenders. Instead of trudging the streets to try and find out which lender is doing what, we will bring all the lenders and their products from the “total mortgage market” to you, alleviating the stresses and strains that are all too common when deciding which mortgage to take.

Types of mortgages

We pride ourselves in being able to source lenders to fit individual circumstances. This may be your first run on the housing ladder, you maybe an experienced purchaser or perhaps you are looking to re-mortgage with a new lender, buy a property to let-out or even purchase a holiday home. The variations are endless and so are the types of mortgage products available, for example you could choose from:

- Standard Variable
- Libor
- Currency
- Tracker
- Discount
- Fixed
- Capped
- Cash Back
- Flexible

Repayment Types

In addition to the above we will help you to understand the different methods available to repay a mortgage. There are currently two main methods to be considered.

- Interest Only or/and
- Capital and Interest Repayment

Mortgage Related Products

At the same time as arranging a mortgage you will also need to consider other mortgage related products, the most common are:

- Life/Term Assurance
- Mortgage Payment Protection
- Buildings & Contents Insurance
- Permanent Health Insurance
- Critical Illness Cover

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Independent Mortgage Market limited is authorised and regulated by the Financial Services Authority (FSA) for advising and arranging mortgages (except Buy To Let) and non investment insurance. Our FSA number is 301079. (You can check this on the FSA's register by visiting the FSA website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234). Our Initial Disclosure Document (IDD) may be viewed by clicking here

Independent Mortgage Market Limited, registered address:  Coach House, Wicken Bonhunt, Saffron Walden.  CB11 3UG.  Registered in England & Wales No: 4488156

Your home may be repossessed if you do not keep up repayments on your mortgage